Kumari
Women's LivelihoodIndividual

Kumari pulled her daughter out of school on a Thursday. She put her back three months later.

Her husband died and left three children, a debt, and no plan. The moneylender came every week. The day she enrolled in MTN's programme, she did not tell anyone — she just went.

Kumari

The moneylender does not come to my door any more. I went to his — and I paid him the last of it.

Kumari, 34 — women's livelihood programme

The morning she withdrew her daughter from school, Kumari told herself it was temporary. Eight years old was old enough to watch the little ones while her mother walked to the paddy fields. It was just for a while. Until something changed.

Nothing changed. The fieldwork paid $1.80 a day when it came, and some days the contractor did not call and she walked back through the coconut grove with nothing. The moneylender came every week regardless — a man from the junction who carried a small notebook and sat on the same step and waited. She brought him whatever she had put aside and it was never quite enough to move the number. The interest kept it almost the same no matter what she paid.

Her daughter sat inside the house with the younger children. Some mornings she could hear the school bell from across the paddy field. It rang at seven-thirty, the same as it always had.

Kumari heard about the programme from a woman she met at the village well — mentioned the way you mention something you are not sure will matter. Kumari did not ask questions. She went home, thought about it for two days, and walked to the information session without telling anyone. She told herself she was just going to listen.

She sat near the door so she could leave if it felt wrong.

It did not feel wrong.

She enrolled in the tailoring course, but it was the hens that changed everything first. Fifteen country hens — the small hardy ones that scratch around the yard and need very little — given as a starter flock in the second month. She had kept chickens as a child in her mother's compound and knew the work. Within a few weeks she had eggs. Within two months she had a steady arrangement with the kade at the junction — a dozen eggs every morning, paid the same day, no waiting.

Daily income. Predictable. Hers.

She built the tailoring alongside it — school uniforms at the start of term, blouse alterations, orders before Sinhala New Year when every woman in the village wants something stitched. The two streams did what one never could: cover the gaps in each other. When tailoring orders slowed after the season, the eggs kept coming. When the kade ordered extra for a holiday, it smoothed a week where the alterations were thin.

She paid the moneylender off on a Tuesday. She did not send the money with someone. She walked to the junction herself, counted the notes out in front of him, and walked home past the school.

Her daughter went back the following Monday. She is in Class 5 now. She is a year behind where she should be — a year lost is a year lost — but she is there every morning with her bag, walking past the coconut palms, and Kumari does not let herself think too long about the year she was not.

She thinks instead about next year. That is something she can do now — think about next year.

$250
One woman's full training cycle — tailoring course, starter poultry kit, savings circle membership, and 6 months of field mentorship. The path from day labour to independent income.
Fund a Woman's Livelihood
Baseline
  • Widowed at 30 — husband killed in a road accident, no insurance
  • 3 children under 10; oldest (age 8) withdrawn from school to babysit
  • Income: day labour at ~$1.80/day when available
  • Outstanding debt: ~$265 at 36% p.a. to a local moneylender
Through MTN
  • MTN women's livelihood programme — 3-month tailoring course, 0% repayment sewing machine
  • Starter flock of 15 country hens at month two
  • Women's savings circle membership
  • Business basics: pricing, record-keeping, managing two income streams
Results
  • Flock: 40 hens; daily egg supply to local kade — primary income stream
  • Tailoring: uniforms, alterations, seasonal orders — secondary stream
  • Combined income: ~$140/month
  • Moneylender debt cleared; sewing machine repaid
  • Eldest daughter back in school (Class 5)

Name has been changed to protect privacy. Statistics are reported by programme teams and reviewed at our annual audit.